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# Disaster Loans for September Flooding: Applications Due December 1
- URL: https://www.brookfieldcurrent.com/sba-disaster-loans-december-1-deadline/
- Published: 2026-11-03T13:09:51.000Z
- Updated: 2026-11-03T13:09:51.000Z
- Description: Homeowners, renters, businesses, and nonprofits affected by the September 13 storms and flash flooding have until Tuesday, December 1, to apply for low-interest federal disaster loans.
- Author: The Brookfield Current
- Tags: News

If the September 13 storms and flash flooding damaged your home, your business, or your nonprofit's property, a federal loan window is still open — but not for long. The U.S. Small Business Administration is offering low-interest disaster loans to people and organizations affected by that storm, and the City of Danbury's notice headlines a December 1 application deadline.

The loans are open to homeowners, renters, businesses, and private nonprofits. Fairfield, Litchfield, and New Haven counties in Connecticut are covered, along with Dutchess, Nassau, Putnam, Suffolk, and Westchester counties in New York. Brookfield sits in Fairfield County, so Brookfield households and businesses affected by the September flooding fall inside the covered area.

Disaster loans from the SBA are meant to cover uninsured losses: repairs to a home or business, replacement of damaged property, and, for businesses, working capital to get through the recovery period. The loans carry low interest rates set by the federal program, and terms depend on the applicant's situation. These are loans, not grants, so they are repaid over time — but the rates are set below market for disaster recovery, which is what makes them different from a regular bank loan after a flood.

Houses of worship are included among the private nonprofits covered, along with other nonprofit organizations. Renters qualify too, for losses to personal property. The key test is whether the September 13 storms and flash flooding caused the damage, and whether insurance or other assistance left a gap. If a homeowner or business owner is still waiting on an insurance settlement, the loan application is still worth filing before the deadline rather than waiting for every other process to finish.

Anyone who is unsure whether their damage qualifies should apply rather than assume otherwise — the application itself is how eligibility is determined. The December 1 deadline is the date to work toward; applications go through the SBA's disaster loan program.